OUR SERVICES
Freighters & Cargo Ships Insurance
Reliable Coverage for Global Trade
Safeguarding Cargo, Crew & Vessels on the Open Seas
Cargo ships are a vital part of the global supply chain, carrying goods across domestic and international waters. The risks of weather damage, cargo loss, collisions, and liability claims make having the right insurance essential for freight operators.

We provide customized insurance solutions that protect your cargo vessels, crew, and shipments against financial risk, ensuring your operation runs smoothly.
Tailored Protection for Cargo Vessels
Comprehensive Insurance for Freight & Shipping Operations
Hull & Machinery Insurance
Provides financial protection for physical damage to your vessel, covering losses from collisions, grounding, extreme weather events, fires, and mechanical breakdowns.
Protection & Indemnity (P&I) Coverage
Covers crew injuries, third-party property damage, cargo liabilities, and pollution incidents, ensuring compliance with international maritime laws.
Cargo Liability Insurance
Protects the goods transported on your ship from damage, theft, loss, or contamination during transit, reducing financial risks for shipping companies and cargo owners.
Marine War Risk Insurance
Covers vessels operating in high-risk conflict zones, providing protection against war, piracy, and terrorism threats that could impact shipping routes.
Business Interruption Coverage
Provides compensation for lost income due to vessel downtime, ensuring financial stability if an insured event prevents operations.
General Average Coverage
Helps cargo ship owners distribute emergency costs among cargo owners if part of the cargo must be jettisoned to save the vessel.
What You Need to Know
Common Questions About Freight & Vessel Protection
Does cargo insurance cover international shipments?
Yes. Our cargo insurance policies cover both domestic and international shipping, ensuring that freight transported across multiple countries and jurisdictions is protected. International shipments are exposed to higher risks, including customs delays, piracy, and transit-related damages, making comprehensive coverage essential for cargo owners and freight operators.
What is general average coverage, and why is it important?
General average coverage is a maritime principle that requires cargo owners to share financial responsibility when a vessel owner takes emergency action to prevent greater losses. If a cargo ship encounters an emergency, such as a storm or fire, and some cargo must be jettisoned, general average ensures that the loss is shared proportionally among all cargo stakeholders. This coverage prevents individual cargo owners from facing excessive financial burdens due to emergency measures.
Are crew members covered under cargo ship insurance?
Yes, under Protection & Indemnity (P&I) insurance, cargo ship policies include coverage for crew injuries, repatriation costs, medical expenses, and legal liability claims. This is especially important under international maritime laws like the Jones Act, which require vessel owners to provide proper medical care and compensation for crew members injured while working at sea.
How does marine war risk insurance protect cargo ships?
Marine war risk insurance provides coverage for vessels operating in high-risk areas, including those impacted by armed conflicts, piracy, and acts of terrorism. This type of policy compensates vessel owners for damage caused by war-related incidents, ensures cargo owners receive reimbursement for lost freight, and helps ship operators meet regulatory safety requirements for high-risk routes.
How much cargo can be insured under a single policy?
Cargo insurance policies are customized based on shipment size, value, and risk factors. Whether you're transporting a single container or a full vessel load, our policies can be scaled to match the value of your cargo. For high-value shipments, we offer additional endorsements to provide enhanced protection against specific risks like theft, contamination, and spoilage.
What happens if my cargo is damaged due to a fire or collision?
If your cargo is damaged or lost due to a fire, collision, or grounding incident, our cargo liability insurance ensures financial protection. Policies can cover replacement costs, salvage expenses, and legal liability claims if cargo is declared a total loss. Additionally, if the incident leads to a delay in delivery, business interruption coverage may apply to compensate for lost revenue due to supply chain disruptions.