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Commercial Fishing Boat Insurance
Coverage Designed for the Risks of the Sea
Protecting Your Vessel, Crew & Livelihood
Running a successful fishing operation comes with unique challenges. From unpredictable weather to mechanical failures, every day on the water carries risks. Commercial fishing boat insurance provides essential protection for your vessel, crew, and financial security, ensuring that you can focus on the job without worrying about unexpected losses.

At our company, we know that no two fishing businesses are the same. That’s why we offer tailored coverage options to fit the size of your fleet, the type of fish you catch, and the waters you navigate.

Coverage Built for the Realities of Fishing
Protection Where You Need It Most
Commercial fishing comes with risks that land-based businesses don’t face. Whether you operate a small independent vessel or a large commercial fleet, our insurance solutions are designed to help you stay protected.
Hull & Machinery Insurance
Covers physical damage to your vessel, including damage from storms, collisions, and mechanical failures.
Protection & Indemnity (P&I) Coverage
Provides liability protection for injuries to crew members, passengers, or third parties, as well as damage to docks or other vessels.
Crew Liability & Medical Coverage
Ensures your crew members receive medical care and wage compensation if they are injured while working.
Pollution & Environmental Liability
Covers the costs of cleanup and legal fees in case of accidental fuel spills or environmental damage.
Answering Your Biggest Questions
What You Need to Know About Protecting Your Fishing Business
What does commercial fishing insurance cover?
Commercial fishing insurance typically includes hull & machinery coverage, protection & indemnity (P&I), and crew liability. It ensures that your vessel and crew are covered in the event of accidents, damage, or liability claims.
Is crew liability insurance required for commercial fishing boats?
In most cases, yes. Maritime law requires vessel owners to provide proper medical care and compensation for crew injuries under the Jones Act. Without adequate coverage, you could be responsible for significant out-of-pocket costs.
Would Hurricanes or Tropical Storms be covered in commercial fishing boat policies?
Yes, commercial fishing boat insurance usually covers Hurricanes and Tropical Storms. We happen to represent an insurance company that does not place a higher, separate deductible on their policies for those claims.
How much does commercial fishing boat insurance cost?
Costs vary based on factors like vessel size, type of fishery, fishing location, crew size, and coverage limits. Policies are customized to your needs, so it’s best to request a quote for accurate pricing.
Does my policy cover pollution liability in case of an oil spill?
Yes, we offer pollution & environmental liability coverage, which helps cover clean-up costs, fines, and legal expenses if your vessel accidentally releases fuel or other pollutants into the water.
Can I get insurance for multiple fishing vessels?
Absolutely. If you operate a fleet of commercial fishing boats, we can provide multi-vessel policies to streamline your coverage and ensure consistent protection across all operations.